Live the life you want— Without the financial worry
Spend less time stressing over scattered finances and more time enjoying the life you’ve worked hard to build. With a clear plan, you can help set your family up for success.
Tim Giarra
Investment Specialist | Advisor
There’s a thin line between financially fine and financially stressed...
There’s a thin line between financially fine and financially stressed...
Sure, you’re successful—homeowner, dual-income household, maybe even running your own business.
On the outside, you’re doing more than fine.
But there’s that nagging voice in the back of your head, reminding you…
“We need to make smart decisions with our money.”
“We need to think about setting our kids up.”
“ We need to get organized and start planning for long-term goals.”
You’re doing everything you’re supposed to:
- Tracking expenses with apps
- Managing finances in spreadsheets
- Contributing to your 401k
It feels overwhelming because it is.
Here’s the thing: the only way to cut through the chaos is to take control of it.
Imagine this: you sit down to talk finances, and instead of that familiar feeling of anxiety, you feel calm and in control.
You’re no longer wondering where your money’s going—it’s right there in a clear plan, showing you exactly how it’s working for you.
Planning vacations, your kids’ activities, or buying that investment property? It’s easier now because you’re in control.
That future is entirely possible.
All you need is someone to guide you through it.
The truth is...
Financial planning isn’t just for the wealthy and well-established.
In fact, the people who benefit most from financial planning are often those, like you, who are still building their wealth.
It’s about proactively taking control of your future, one smart decision at a time, so that in a few years, you’re choosing to work because you want to, not because you have to.
It just so happens, those are exactly the people I like to help...
Hey, I’m Tim.
I am a Chartered Financial Consultant, and as part of the team at Compass Advisory Group, I specialize in helping young professionals, couples, and entrepreneurs navigate life’s big financial moments:
- Buying your first home or investment property
- Planning for your kid’s education
- Creating retirement plans that let you retire when you want to
My goal? To give you confidence with a clear, actionable financial plan that aligns with your lifestyle and goals.
That’s Tim today, at least.
Tim 10 years ago was the lyricist in a pop alternative band (with the rockstar hair to prove it).
Surprising shift? Maybe. But I’ve always thrived on creating structure out of chaos, whether crafting lyrics from a melody or helping families organize their finances.
Both require me to see patterns and tell compelling stories. In finance, that means crafting clear, personalized strategies from complex financial data and helping you understand your financial story.
My job isn’t to judge you or tell you what to do with your money.
It’s to give you the tools and confidence to make the best decisions for your future, no matter how complex or simple your finances may feel.
Find the Balance
Financial planning isn’t about depriving your present self for some far-off future.
Instead, we’ll find the sweet spot that allows you to enjoy life now while still setting yourself up for long-term success.
- We’ll create a plan that respects your current needs and wants.
- At the same time, we’ll ensure your future self is taken care of, working towards those big goals like your children’s education or a comfortable retirement.
Kick All Systems Into Gear
Think of it this way: you wouldn’t trust a trainer who said you could eat Big Macs for breakfast as long as you jogged 20 minutes a day.
You need to dial in all the pieces—diet, exercise, sleep—to reach full potential.
Same thing with your finances.
Every piece matters. From protection to investments, taxes to estate planning—each part of your financial picture will work together to keep you on track.
A holistic view of your future...
There’s more to protecting your legacy than savings and investments. We take every aspect of building and protecting your assets of your shoulders, so you can get back to doing the things that give you life.
Retirement Readiness
Prepare for a comfortable retirement by creating strategies to maximize savings, manage risk, and ensure financial security in the later years.
Investment Planning
Tailor investment portfolios to align with individual goals, risk tolerance, and long-term financial aspirations.
Tax Optimization
Identify strategies to minimize tax liability and maximize savings, both now and in the future.
Business Guidance
Support entrepreneurs and business owners in managing finances, preparing for growth, and protecting their personal and professional assets.
Cash Flow Management
Help clients take control of their finances by analyzing income and expenses to create sustainable spending and saving habits.
Estate Protection
Ensure wealth is preserved and transferred according to clients’ wishes, while minimizing taxes and protecting loved ones.
Guidance That Simplifies, Not Complicates
My goal is to take away financial stress, not add to it. Here’s how the process breaks down:
Clarity on Your Current Situation: We’ll start by understanding where you are now and where you want to go.
Automatic Cash Flow Optimization: Your money will work for you, covering your goals without the stress.
Protection for Your Family’s Future: I’ll help ensure your family is financially confident.
Concrete Plans for Your Goals: Every decision can help move you toward long-term success.
Ongoing Guidance: As your goals evolve, I’ll be there to help you stay on track and make adjustments.
At every stage, you’ll receive clear explanations, step-by-step action plans, and the ongoing support you need to feel confident in your decisions—so your finances can support the life you want to live.
Your future self says "hi" and "thank you"
Because they’re taking that third vacation of the year, thanks to passive income from their investment properties.
Because their kids’ college funds are solid, and they have the freedom to keep working because they want to, not because they have to.
Because it feels pretty dang good to look back and know they built every part of this beautiful life.
And because as they stroll down the beach kicking up sand and soaking in the sunset, they’re thinking “man, I’m glad I talked to Tim.”
(Kidding.)
Not kidding: if you take the first step today, your future self will thank you for it.
Take the First Step Toward Financial Freedom
In our first meeting, we’ll take a look at your finances, talk about where you want to be, and start building a simple plan to get you there—no stress, just clear steps forward.
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Tim helped us realize we were in a better position than we thought. He gave us clear numbers and helped restructure how we manage our finances, which has made things so much easier.